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Study in Finland from Pakistan: Universities, Fees, €9,600 Funds and Scholarships

Finland offers English degrees, scholarships and a clear job-search permit. Here is what it costs and how Pakistani students apply.

Key takeaways

  • Non-EU students pay tuition of roughly €4,000–€18,000 per year, with scholarships and fee reductions available.
  • Show about €9,600 for living costs (at least €800 per month) for the residence permit.
  • Choose between research universities and practical universities of applied sciences (UAS) — both teach in English.
  • After a master’s, graduates can apply for up to 24 months to search for work.

Finland regularly appears at the top of global happiness and education rankings. For Pakistani students it offers modern campuses, English-taught degrees, scholarships and a safe lifestyle — with careful planning around fees and funds.

Universities or universities of applied sciences?

Type Focus Examples
Universities Research, theory, academic careers Helsinki, Aalto, Turku, Tampere, Oulu
UAS Practical, industry-linked degrees Metropolia, Haaga-Helia, LAB, Laurea

Both can lead to good careers. UAS degrees often include internships and are popular with international bachelor’s students.

Costs

Item Approx. amount
Tuition — bachelor’s €5,000–€11,000 per year
Tuition — master’s €10,000–€18,000 per year
Proof of funds €9,600 per year (≥ €800/month)
Residence permit ≈ €350
Living costs €800–€1,200 per month

Universities often offer tuition scholarships for high achievers, ranging from partial discounts to full waivers.

How to apply

  1. Pick programmes on Studyinfo.fi or university portals.
  2. Check dates: the main joint application for autumn intake is usually in December–January.
  3. Submit transcripts, English test results, motivation letters and any entrance tasks.
  4. After admission, pay the tuition fee instalment if required.
  5. Apply for a student residence permit online and complete biometrics.

Check our IELTS preparation if you need an English score.

Work and staying on

Students may work on average about 30 hours per week during term and full-time in holidays (rules and conditions apply). After a master’s degree you can apply for a permit of up to 24 months to look for a job or start a business.

Scholarships

  • University tuition-fee scholarships (Aalto, Helsinki, Tampere, LUT and others).
  • Finland Scholarship schemes that combine tuition waivers and a living grant.
  • Erasmus Mundus joint master’s.

See the scholarships hub for more.

Pitfalls to avoid

  • Missing the short application windows.
  • Showing funds that are not clearly yours.
  • Underestimating winter living costs.
  • Choosing a programme because of fees rather than fit.

Is Finland right for you?

Finland suits students with strong grades who value structure and quality of life. If you prefer more flexibility or lower costs, compare Sweden, Germany and Poland. Full details are on our Study in Finland page, and our team can review your profile for free.

Want honest advice on your profile?

Message our counsellors — we will tell you what is realistic and what to fix first.

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Frequently asked questions

Is Finland free for non-EU students?

No. Tuition for non-EU/EEA students in English-taught degrees is charged, typically €4,000–€18,000 per year. Scholarships can reduce it.

What is the difference between a university and a UAS?

Universities focus on research and theory; universities of applied sciences emphasise practical skills with internships and employer links. Both offer English-taught degrees.

How much funding do I need for a Finnish residence permit?

At least €800 per month, which the immigration service typically evaluates as €9,600 for a year of study.

More Finland resources

Abroad In Consultants editorial team. Written by our Islamabad counselling team from official sources and day-to-day experience with Pakistani applicants. Rules change often — please confirm the latest requirements with the official authority or our counsellors before acting. Last reviewed 6 October 2026.

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